Agricultural Loans
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Farmers and agricultural landowners are important to us because we genuinely appreciate the value the agricultural industry brings to our nation. Farming and ranching is hard work, and in times of unyielding weather and struggling economies, the challenges are even greater. Our goal is to assist in any way we can when it comes to financing – making the process easier for you, so you can focus on your day-to-day operations.

Agricultural loans are available for farms, ranches, hobby farms, and county side estates. Operations including vineyards, equestrian facilities, dairy farms, groves, and tree-nut farms also qualify for our agricultural loans. Most of our programs offer up to 25 years amortization with no prepayment penalties.

The minimum loan amount is $200,000 with 70% loan to value offered in all states. There is no maximum loan amount. All borrowers need a minimum credit score of 680 or better to qualify. Adjustable and fixed rates are available and you can feel safe uploading your loan information online with our completely secure form-uploading feature. Most loans have payments that are due monthly or semi-annually, but we are able to set up an annual payment if special arrangements are made. Your enterprise can even be as small as 20 acres of land.

If you decide to begin the loan application process, American Ag offers our customers a password-protected and completely secure uploader where you can submit the necessary files. This unique feature eliminates any risk of having your personal information breached or stolen over the Internet. You can feel safe and comfortable transferring any documents with personal information & data knowing it is always thoroughly secured and stays private.

For more information, please fill out our Inquire Now form to be contacted regarding your specific loan needs.