Countryside Property Loans
In additional to agricultural or property loans, we also offer county side estate loans. In this loan program, both the value of the house as well as the land property can be used in the appraisal. Equestrian facilities are welcome and absentee owners qualify, meaning the owner does not have to reside on the property.
Second homes also qualify with any land or property requiring a minimum of 10 acres. There is no maximum acreage. These loans are available in most states with a 70% loan to value, with nine states at 60% loan to value. As with all of our loans, a credit score minimum of 680 is required to qualify.
If you decide to begin the loan application process, American Ag offers our customers a password-protected and completely secure uploader where you can submit the necessary files. This unique feature eliminates any risk of having your personal information breached or stolen over the Internet. You can feel safe and comfortable transferring any documents with personal information & data knowing it is always thoroughly secured and stays private.