FAQs

To learn more about our services, please see our Frequently Asked Questions below. Click on a question below to see the corresponding answer. If you have a question that is not answered here, please feel free to Contact Us.

What are your rates?

Rates vary from 2.95% to 5.75%, depending on how long you want to lock the rate up for.

How long does it take to close the loan?

That depends on how soon we receive the loan information and how long the appraisal takes. We try to complete the loan in 30 days or less.

What states are loans available in?

All 50 states.

What credit score is needed?

Minimum score of 680 is required.

Can we use income from property being acquired to qualify for the loan?

Yes.

Is cash out available?

Yes.

What documents are needed to apply for the loan?

We need three years of complete tax returns from the borrower and any other business he/she owns. We also need current bank statements and any other liquid account statements. A current financial statement is required. We also need permission to run a credit check.